- Proposal to whitelist SMARTCREDIT.
- The proposed co-investment is 75,000 BNT.
- The legal opinion by BCAS, it was pre-condition for listing on Bittrex and Loopring
- Clear benefits for Bancor
SMARTCREDIT token address: $2.5294 | SMARTCREDIT Token (SMARTCREDIT) Token Tracker | Etherscan
Project Website: https://smartcredit.io
SmartCredit.io Application: https://app.smartcredit.io
The SMARTCREDIT token is pre-minted, 90% of the tokens are locked for the years to come.
The unlocked token supply is used for the long-term development of the project. Every October the project will publish how many tokens will be unlocked. That’s calculated based on the yearly inflation - tokens for the rewards to users, for the integrators, for the staking, for marketing, and for the team.
The circulating supply is following (from: https://www.coingecko.com/en/coins/smartcredit-token)
- 850,285 - Unlocked tokens, vested for up to 4 months
- 54,864 - Buyback during Uniswap in listing, locked 12 months (OpenZeppelin)
- 247,391 - Burned after pre-sale
- 5,625,000 - Locked supply 4 (with Openzeppelin)
- 5,625,000 - Locked supply 3 (with Openzeppelin)
- 5,625,000 - Locked supply 2 (with Openzeppelin)
- 5,625,000 - Locked supply 1 (with Openzeppelin)
Est. Circulating Supply 1,347,457
Team tokens will be allocated every October. At the moment team has 0 tokens.
SmartCredit,io is a DeFi lending platform with a focus on the:
- Fixed-term loans
- Fixed-interest rate loans
- Fixed Income Funds
It offers a predictable rate for the Borrowers and Lenders. It offers stability instead of in-stability.
In the traditional economy the 90% of fixed income is based on the fixed-interest-rates and fixed loan term. The 10% are the fluctuating-interest-rates / variable-loan-term loans. The Defi focus is on 10% so far. Our focus is on the 90%
The borrowers can borrow fixed-term, fixed-interest rates and use their ERC20 tokens as collateral. One of the collaterals is BNT. See more in this 20-second video: https://twitter.com/smartcredit_io/status/1389164951445573634
The lenders can set up their Fixed Income Funds and earn predictable income - see this 20-seconds video: https://twitter.com/smartcredit_io/status/1397591037598646275
DeFi has today the Money-Market-Funds with fluctuating-interest-rate and with the variable loan term. We offer the Fixed-Income-Funds. See more about the differences between them: https://twitter.com/smartcredit_io/status/1392190044186816517
Bancor is supported as collateral for the fixed-term loans in SmartCredit.io. Borrowers can monetize their BNT tokens and borrow ETH, DAI, USDC or USDT
See more in the: https://twitter.com/smartcredit_io/status/1392405617852272642
- Release 1.0 of SmartCredit.io was launched in 2020 August. It delivered the Foundation.
- Release 1.1 was launched in 2021 April. It included the Fixed Income Funds
- Release 1.2 is anticipated in 2021 August. It will include rewards, staking, and token utility.
SmartCredit.io is active on:
- Blog Decentral Finance - Thought Leadership SmartCredit.io
- Medium SmartCredit.io – Medium
- Telegram Community Telegram: Contact @SmartCredit_Community
- Telegram Trading Telegram: Contact @SmartCredit_Trading
- Telegram Announcements Telegram: Contact @SmartCredit_Announcements
- Twitter https://twitter.com/Smartcredit_io
- Reddit https://www.reddit.com/user/SmartCredit_io
- Bitcoin talk SmartCredit DeFi lending solution from Swiss bankers
- Youtube https://www.youtube.com/c/smartcreditio/
- Linked In https://www.linkedin.com/company/smartcredit-io
The Co-Founders are ex Credit Suisse Vice Presidents. They worked 10+ years in Zurich, Switzerland for Credit Suisse. They are MBA’s, CFA’s and have launched 4 successful software products in the past with a 250’000+ user base.
SmartCredit.io is audited by Pessimistic: audits/SmartCredit Security Analysis by Pessimistic.pdf at main · pessimistic-io/audits · GitHub
SMARTCREDIT is listed on:
- Bittrex Global: https://bittrex.com/Market/Index?MarketName=USDT-SMARTCREDIT
- Uniswap v2: https://app.uniswap.org/#/swap?outputCurrency=0x72e9d9038ce484ee986fea183f8d8df93f9ada13&use=V2
- Loopring AMM: Loopring Exchange (DEX)
- Loopring Orderbook: Loopring Exchange (DEX)
See more market data in:
- Coingecko: https://www.coingecko.com/en/coins/smartcredit-token
- CoinMarketCap: https://coinmarketcap.com/currencies/smartcredit-token